Our Home Loans
What's your reason?
Unless you've always fantasized about closing disclosures, a mortgage serves as a means to an end, not the ultimate goal. We understand that. Click on the image tile that aligns with the true reason you seek a home loan, and we'll provide mortgage options customized to your needs.
Our core five mortgage options.
Every mortgage is different, but we treat the process the same: with your needs at the center. Our core mortgage options are foundational yet flexible to help you make home happen, on your terms.
Our five fundamental mortgage choices.
But there are so much more options.
While each mortgage is unique, our approach remains constant: prioritizing your requirements. Our essential mortgage solutions are designed to be both fundamental and adaptable, enabling you to achieve homeownership on your conditions.
Conventional Loan
Want your choice of fixed or adjustable rates and no PMI after building 20% equity? Try a conventional loan, our most popular option for purchase and refi.
3%
down payment
FHA Loan
Want flexible credit requirements, easy refinancing options, and potential for down payment assistance programs? Try an FHA loan.
3.5%
down payment
VA Loan
Want flexible credit requirements and no down payment? If you’re an active-duty service member, veteran, or eligible surviving spouse, try a VA loan.
0%
down payment
USDA Loan
Want a home in an eligible rural area with financing for low to moderate income households? Give USDA loans a try.
0%
down payment
Jumbo Loan
Want more borrowing power and better interest rates for luxury homes or high-cost areas? Try a jumbo loan on for size.
10%
down payment
Conventional Loan
Want your choice of fixed or adjustable rates and no PMI after building 20% equity? Try a conventional loan, our most popular option for purchase and refi.
3%
down payment
FHA Loan
Want flexible credit requirements, easy refinancing options, and potential for down payment assistance programs? Try an FHA loan.
3.5%
down payment
VA Loan
Want flexible credit requirements and no down payment? If you’re an active-duty service member, veteran, or eligible surviving spouse, try a VA loan.
0%
down payment
USDA Loan
Want a home in an eligible rural area with financing for low to moderate income households? Give USDA loans a try.
0%
down payment
Jumbo Loan
Want more borrowing power and better interest rates for luxury homes or high-cost areas? Try a jumbo loan on for size.
10%
down payment
Specialized home financing.
Can’t find what you’re looking for up there? We’ve got you covered down here with specialized home financing and support that’ll meet you where you’re living or building.
Home Renovations
Need financing for home renovations or construction projects? We carry a number of flexible, accessible loan types for any borrower and any project.
Buying a Condo
Need easy access to city life and community amenities? A condo loan can help you build home equity without compromising on location.
Unique Home
Need financing for a home that’s as unique as you are? From container homes to tiny houses, we’ve got flexible options to fit your lifestyle.
Specialized home financing.
Can’t find what you’re looking for up there? We’ve got you covered down here with specialized home financing and support that’ll meet you where you’re living or building.
Home Renovations
Need financing for home renovations or construction projects? We carry a number of flexible, accessible loan types for any borrower and any project.
Buying a Condo
Need easy access to city life and community amenities? A condo loan can help you build home equity without compromising on location.
Unique Home
Need financing for a home that’s as unique as you are? From container homes to tiny houses, we’ve got flexible options to fit your lifestyle.
Ready to become a homeowner?
Make the first move today with a free rate quote.
Ready to become a homeowner?
Make the first move today with a free rate quote.
Licensed In: NV, CA, TX, FL, GA, NC, VA, TN
Address: 5868 Baker RD, Minnetonka, MN, 55345
Phone: 702-766-7762
Email: [email protected]
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For licensing information, go to www.nmlsconsumeraccess.org. Cardinal Financial Company, Limited Partnership (NMLS ID 66247). Copyright © 2023 Cardinal Financial Company, Limited Partnership. All trademarks and trade names are the property of Cardinal Financial.